Personal Insurance Products

At Raffles Provident, customers like you is the key to our success. We strongly believe that advisory is the key to your financial road map. Every day, we work towards providing you with unique benefits, customized solutions and yet, value-for-money insurance coverage to address your needs. Ultimately, we aim to provide your loved ones and you a peace of mind.

Home & Family

We spend most of our time building up assets for our loved ones and ourselves. Maybe we should spend more time thinking about how we can protect what we own…

At Raffles Provident, we offer:

  • Comprehensive protection for your home, your home contents, and also for your loved ones and you, including your licensed pet dog.
  • If cycling is your passion, we offer insurance solutions that cover leisure and competitive cycling.
  • If you are into fine art and collectibles, we offer tailor-made coverage solutions for private and corporate collections, museums, galleries, and artists.

Click here to receive a competitive and comprehensive coverage.

Motor Car / Motorcycle

Are you looking for competitive, tailor-made, and extensive coverage insurance for your motor car or motorcycle?

At Raffles Provident, we offer personalized solutions to your motor insurance needs. Here are a few different unique benefits from different providers:

  • NCD (No Claim Discount protection) FREE from 30% onward

  • Special insurance package for your MPV

  • Interest-free installment plan, subjected to approval and availability

Apply NOW for a competitive quote

Personal Accident

Every day, we read or hear about lives being taken away and people being hurt due to accidents.

At Raffles Provident, we will help to source for better solutions at an affordable price be it:

  • Loan Protector benefit that covers your financial liabilities

  • Full Terrorism cover

  • Covering 3 generations with only 1 policy, with an option to cover your home helper

  • Nursing care charges

  • 24-Hour Emergency Assistance with Evacuation & Repatriation 

  • Dental Treatment due to Accident

  • Optional extension to provide Daily Hospitalization Allowance for 13 Specified Infectious Diseases

  • Medical expenses, including TCM and Chiropractor, for injury due to accidents as well as 13 Specified Infectious Diseases

  • Pay for purchase or rental of Mobility Aid prescribed by Registered Medical Practitioner

  • Cash benefit for training purpose following permanent disablement

  • Motorcycling with NO sub-limit

Travel Security

With globalization, the world has become more vulnerable. With more accidents, crimes, infectious disease (like bird flu), and rapid climate change, there is an increased demand for affordable travel insurance.

According to, Changi Airport handled more than 51.2 million passengers in 2012 (that’s roughly 10 times the size of Singapore’s population). Inevitably, more travel accident, crimes, and incidents are reported regularly. 

At Raffles Provident, we offer comprehensive and unique solutions:

  1. High Medical Coverage
    Up to S$2.500,000 whilst overseas and up to S$60,000 post-trip
  2. 24-hour Emergency Medical Assistance
    Call our emergency hotline at +65 6322 2566
  3. Travel Inconvenience
    Up to S$20,000 reimbursement for trip curtailment or S$12,000 for trip cancellation
  4. Personal Belongings Reimbursement
    Covers up to S$10,000 for lost or damaged belongings
  5. Full Terrorism Cover
    Covers losses arising from the use of nuclear, chemical and biological substances
  6. Personal Accident Cover
    Up to S$1,000,000 coverage which begins 3 hours before your trip departure
  7. 7. Emergency Medical Evacuation or Repatriation required due to a Pre-Existing Medical Condition
  8. Financial Collapse of Licensed Tour Operator
  9. 24/7 Emergency hotline
  10. Go to Japan! – Specially tailored plan for travelers to Japan Cashless Services, Free Translation Services over the phone 1st IN SINGAPORE

* certain benefit belongs to different travel insurance package offered by AIG and SOMPO Insurance. Chat with us now

Apply Now for a competitive quote:

Health Insurance

This is the MOST basic and MUST have insurance, regardless of demographics. 

At Raffles Provident, we will help to source for better solutions at an affordable price, ensuring peace of mind.

  • Provide full coverage from the first dollar while you are in the hospital

  • Extra benefits like Surgical Implants, Major Organ Transplant & even a Daily Recovery Income

  • Cover Health Threats like Bird Flu, Dengue Fever & SARS among others

  • Diagnosis of any of the 30 Covered illness

  • Extra Benefit for Female Cancer: Cancer that is of the breast, cervix uteri, uterus, fallopian tube, ovary or vagina/vulva

  • Extra Benefit for Male Cancer: Cancer that is of the prostate gland, penis or testes

  • Daily Hospital Cash Benefit (Maximum 60 days per Insured person)

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